Poterba, Venti and Wise calculate the expected net present value of many (often annuitized) promises that households held (such as Social Security and defined benefit pensions) that depend on the lifespan of the household. Note that these are not liquid holdings!
Of course, while the average household had $871 thousand dollars in net present value , the median had $548 thousand ($187 in social security, $0 in defined benefit pensions, $227 in non-annuitized wealth, $15 in financial assets, $5 in personal retirement accounts, and $120 in housing).
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